AGNC Dividend Calculator

The 12 AGNC payments with ex-dates between August 29, 2025 and August 18, 2026 add up to $1.4400 per share once split adjustment is applied. Worked on a round position, 1,000 shares collected 1,000 × $1.4400 = $1,440.00 across that window, which is $120.00 a month if you flatten it and $120.00 per payment on the 12-payment cadence. The calculator performs the same multiplication against whatever share count your investment and share price produce.

Those 12 payments span 354 days rather than a full 365, because our AGNC record opens on June 30, 2025. The sum is a complete cadence year, meaning the full number of payments AGNC's schedule implies, rather than a complete calendar one. Read it as slightly conservative for a full year, and re-check it once the record deepens.

Year one of the model is that same multiplication; each later year multiplies $1.4400 by one plus the growth rate you type. The methodology page states the rest.

AGNC distributes every month, which is 12 payments a year. The projection above steps once a year, so a twenty-year run performs 20 reinvestments where AGNC would have offered 240. Every payment between the annual steps is treated as though it arrived on the last day of the year. Observed gaps between AGNC ex-dates ran 28 to 33 days, median 31.

Reinvesting each of those 12 payments as it landed, rather than once at the end of the year, earns more than the annual step shows, because earlier shares collect later payments. Holding the share price flat so timing is the only moving part, and computed from AGNC's own payment weights, a 4% distribution rate gives 1.85% more first-year income, and a 20% distribution rate gives 9.70% more first-year income. The effect scales with the rate you are modelling, which is why it matters more for a high-distribution fund than for a slow grower, and it stays small next to the variability in the payout itself.

One term decides how far the annual step falls short, and for AGNC it is 45.8%: a measure of how evenly the window's cash is split across its payments. A single lump scores zero, four equal payments 37.5%, twelve 45.8%, and fifty-two 49.0%. AGNC sits near the even end, which is where the annual-step model understates reinvestment most.

There is no rate AGNC's record supports, and this page will not invent one. Growth needs two complete calendar years of payouts, or two full years of coverage. Our AGNC record starts 2025-06-30 and holds no complete calendar year yet across 15 payments. On the record we hold, the rolling comparison can first be computed on June 30, 2027 and the calendar-year comparison on January 1, 2028, so this figure fills in around June 2027 as long as AGNC keeps distributing on its current schedule.

Leave the field at zero for the run you take seriously, which models AGNC paying what it has paid, then run it again at a rate you can defend. The distance between the two answers is the part that came from you rather than from the record.

A projection books a full year of income in year one. Today is August 21, 2026, 233 days into 2026. AGNC has already gone ex-dividend 7 times in 2026, for $0.8400 per share, and buying now collects none of it. On the observed cadence, about 4 more payments would fall before 31 December, which is 33% of a normal year for AGNC. That is a read of the record rather than a schedule AGNC has published.

One payment is already declared: $0.1200 per share with an ex-date of August 31, 2026, payable September 10, 2026. Shares have to be owned before the ex-date to collect it, and that is a fact from the issuer rather than a pattern we read. Read year one as twelve months from your purchase date, not the rest of this calendar year.