Dividend Calculators
Five calculators, each with its model written out and its limits stated. Below each one is a worked example built from payout records we actually hold, so you can see the arithmetic before you trust it with your own numbers. No sign-up, no stored inputs.
What Each One Answers
Dividend Calculator
What could this position pay me each year, and what is it worth at the end?
DRIP Calculator
How much does automatic reinvestment change the outcome?
Dividend Yield Calculator
What income rate does a dollar buy at today's price?
Yield on Cost Calculator
What is my income worth against what I originally paid?
Monthly Income Calculator
How much capital does a target monthly income need, or what does my portfolio throw off?
Per-Ticker Calculators
What does this specific fund pay, and what would that mean for my position?
Worked from Our Own Records
Every figure below is computed at build time from the compiled distribution records, with each ticker's citation date shown. Nothing here is a recommendation, and none of it involves a price we published: where a price appears, it is implied by two figures the sponsor and the record already give us.
Yield calculator, worked with SCHD. Our record puts SCHD's trailing-twelve-month distributions at $1.0480 per share, and Schwab Asset Management publishes a Distribution yield (TTM) figure of 3.13% as of 2026-07-31. Those two figures only agree at a share price near $33.48, which is the arithmetic the yield calculator performs in reverse. We publish no prices, so use the price you can actually buy at: open the yield calculator or see SCHD's full record.
DRIP calculator, worked with SCHD. Across the complete calendar years in our record, SCHD's split-adjusted annual payout went from $0.4486 in 2017 to $1.0476 in 2025, a compound rate of 11.2% a year. Feeding that realised rate into the model as an assumption, $10,000 invested at the implied price above, held ten years with the share price held flat so the compounding is the only moving part, produces $6,709 of cumulative income with reinvestment against $5,280 without it. The past growth rate is an input here, not a forecast, and a flat price is deliberately unrealistic so the reinvestment effect is not confused with price appreciation. Change the assumptions.
Monthly income, worked with O. Realty Income Corporation paid $3.2410 per share over the trailing twelve months in our record, verified 2026-08-17. A $1,000 monthly income at that rate needs about 3,703 shares. What those shares cost depends on the price the day you buy, and the payout itself can change; that is the whole reason the calculator asks you for the price rather than assuming one. Open the monthly income calculator.
The yield you assume decides the answer. J.P. Morgan Asset Management publishes a 30-day SEC yield of 7.88% for JEPI as of 2026-07-31. Taken at face value, $1,000 a month would need $152,284 of capital, against $400,000 at a 3% yield. Before leaning on the smaller number, note that a 30-day SEC yield is a standardised snapshot rather than a promise of next year's distributions, and JEPI's monthly payments have moved a long way inside the trailing year. High assumed yields shrink the capital requirement on paper and raise the odds the paper is wrong.
Yield on cost, worked with SCHD. Someone who bought SCHD in 2017 at a 3.0% starting yield and held the same share count would now be collecting 7.0% on that original cost, because the split-adjusted annual payout rose 134% over the period. The entry yield is an example, the payout growth is from the record. Yield on cost measures your own history and says nothing about what new money can buy today. Run it on your own basis.
Growth rates are the input people guess worst. The Coca-Cola Company paid $2.0800 per share over the trailing twelve months in our record. Its recent increases sit in the low single digits, so entering 8% or 10% dividend growth in a projection quietly doubles the income figure twenty years out. When you do not know the rate, run the projection twice and treat the spread as the answer. Open the KO calculator.
Per-Ticker Calculators
Each covered ticker has its own calculator, pre-loaded from our records and written around that payer in particular: the arithmetic behind the loaded figure, what its payment cadence does to an annual-step model, the shares a monthly income target needs, the growth rate its own record supports or refuses, and the specific ways a projection misleads about it. 23 of the 43 covered tickers carry a complete trailing year and load automatically; the rest open with the payout field empty rather than a partial sum, and say on the page when that changes.
Where the Numbers Come From
The payouts these calculators load are compiled from fund-sponsor distribution pages and SEC filings, validated against invariants on every build, and stamped with the date each source was read. The full set is on the dividend tables, broken out by payment month and by cadence on the monthly payers screen. Where a payer's distributions carry a return-of-capital component or a Schedule K-1, the dividend tax pages cover what that does to the after-tax result. Two payers can be set against each other on the comparison pages. The projection model itself, including what it deliberately does not model, is written out on the methodology page.
Frequently Asked Questions
Which dividend calculator should I use?
Start with the question. For the value of a position over time, use the dividend calculator. For the reinvest or take the cash decision, use the DRIP calculator. For the income rate a price implies, use the yield calculator. For an old position's income against what you paid, use yield on cost. For the capital a target income needs, use the monthly income calculator.
Where do the pre-loaded numbers on the per-ticker calculators come from?
Each per-ticker calculator loads that ticker's actual trailing-twelve-month distributions per share, summed from the issuer or sponsor records we compile, split-adjusted, with the as-of date shown on the page. Share price is never pre-loaded because we hold no price data; you enter the price you are actually paying.
Do these calculators predict what I will earn?
No. They are projections under the assumptions you type in: a constant dividend growth rate, a constant price growth rate, and no cuts. Real payouts get raised, frozen, and cut, and real prices do not move smoothly. The value of the exercise is seeing how sensitive the outcome is to each assumption.
Are taxes included?
No. Every result is pre-tax and ignores trading costs and fund expenses. For payers whose distributions carry a return-of-capital component or a Schedule K-1, the tax character changes the answer materially, which is covered on the dividend tax pages.
Why is there no yield calculator that fills in the price for me?
Because we do not publish prices. Every figure on this site is compiled from issuer and sponsor records and stamped with the date it was read, and a live price does not fit that standard. Where a sponsor publishes its own yield, we show that figure with its kind and its as-of date.