SCHY Dividend Calculator
Schwab International Dividend Equity ETF distributes every quarter. The field below opens with SCHY's own recorded trailing payout of $1.1083 per share, as of 2026-08-18.
Enter the share price you are paying to see the projection. We publish no price data, so this is the one figure the page cannot fill in for you.
Payout figures read from Schwab Asset Management on Aug 18, 2026. You supply the share price. The SCHY record page holds every payment behind these figures.
What the SCHY Calculator Loads, and the Arithmetic Behind It
The 4 SCHY payments with ex-dates between September 24, 2025 and August 18, 2026 add up to $1.1083 per share once split adjustment is applied. Worked on a round position, 1,000 shares collected 1,000 × $1.1083 = $1,108.30 across that window, which is $92.36 a month if you flatten it and $277.08 per payment on the 4-payment cadence. The calculator performs the same multiplication against whatever share count your investment and share price produce.
Those 4 payments span 328 days rather than a full 365, because our SCHY record opens on March 20, 2024. The sum is a complete cadence year, meaning the full number of payments SCHY's schedule implies, rather than a complete calendar one. Read it as slightly conservative for a full year, and re-check it once the record deepens.
Year one of the model is that same multiplication; each later year multiplies $1.1083 by one plus the growth rate you type. The methodology page states the rest.
What SCHY's quarterly Cadence Does to the Model
SCHY distributes every quarter, which is 4 payments a year. The projection above steps once a year, so a twenty-year run performs 20 reinvestments where SCHY would have offered 80. Every payment between the annual steps is treated as though it arrived on the last day of the year. Observed gaps between SCHY ex-dates ran 78 to 104 days, median 91.
Reinvesting each of those 4 payments as it landed, rather than once at the end of the year, earns more than the annual step shows, because earlier shares collect later payments. Holding the share price flat so timing is the only moving part, and computed from SCHY's own payment weights, a 4% distribution rate gives 1.48% more first-year income, and a 20% distribution rate gives 7.59% more first-year income. The effect scales with the rate you are modelling, which is why it matters more for a high-distribution fund than for a slow grower, and it stays small next to the variability in the payout itself.
One term decides how far the annual step falls short, and for SCHY it is 36.8%: a measure of how evenly the window's cash is split across its payments. A single lump scores zero, four equal payments 37.5%, twelve 45.8%, and fifty-two 49.0%. SCHY sits below the even end, because its cash is concentrated into fewer or more unequal payments, and the annual step distorts less there than it would for a smooth stream.
Where SCHY's Cash Actually Landed
The 11 complete calendar months ending Jul 2026, from SCHY's recorded ex-dates, split-adjusted, as of 2026-08-18. Income is what 1,000 shares would have collected. A projection divides one annual figure by twelve; the record did this instead.
| Month | Payments | Per Share | On 1,000 Shares | Share of Window |
|---|---|---|---|---|
| Sep 2025 | 1 | $0.2495 | $249.50 | 22.5% |
| Oct 2025 | 0 | $0.0000 | $0.00 | 0.0% |
| Nov 2025 | 0 | $0.0000 | $0.00 | 0.0% |
| Dec 2025 | 1 | $0.3199 | $319.90 | 28.9% |
| Jan 2026 | 0 | $0.0000 | $0.00 | 0.0% |
| Feb 2026 | 0 | $0.0000 | $0.00 | 0.0% |
| Mar 2026 | 1 | $0.1818 | $181.80 | 16.4% |
| Apr 2026 | 0 | $0.0000 | $0.00 | 0.0% |
| May 2026 | 0 | $0.0000 | $0.00 | 0.0% |
| Jun 2026 | 1 | $0.3571 | $357.10 | 32.2% |
| Jul 2026 | 0 | $0.0000 | $0.00 | 0.0% |
| 11 months | 4 | $1.1083 | $1,108.30 | 100.0% |
Jun 2026 was the largest month at $0.3571 per share, carrying 32.2% of the 11-month total on its own. 7 of the 11 months paid nothing at all, which is what a quarterly or occasional schedule looks like once a monthly income plan is laid over it.
Shares and Capital for a Monthly Income Target from SCHY
Share counts that would have produced each monthly target at SCHY's recorded trailing payout of $1.1083 per share, as of 2026-08-18. This is division on a recorded figure, not advice, and the payout can move. We hold no price for SCHY and publish none, so there is no capital column. Multiply the share count by the price you can actually buy at.
| Monthly Target | A Year | SCHY Shares | Average per Payment |
|---|---|---|---|
| $200 | $2,400 | 2,166 | $600.14 |
| $750 | $9,000 | 8,121 | $2,250.13 |
| $2,000 | $24,000 | 21,655 | $6,000.06 |
| $5,000 | $60,000 | 54,137 | $15,000.01 |
Read the monthly column as an average rather than a schedule. On the record above, 7 of the last 11 months delivered nothing, so a holder of 21,655 shares aiming at $2,000 a month received it in 4 lumps instead. The record-side arithmetic, at different target levels, is on the SCHY record page.
The Growth Input for SCHY
SCHY has a realised rate you can use instead of a guess: -1.3% a year, measured as the compound annual rate between SCHY's split-adjusted 2024 payout of $1.0720 and its 2025 payout of $1.0582, which is 1 year of record. A realised rate is still an assumption about the future once you type it into a projection, but it is an assumption with a measurement behind it, which an invented 8% is not.
Per share, with no price assumption anywhere in it, this is what that rate does to SCHY's payout against holding it flat. The cumulative column sums the payout from year one through the year shown.
| Year | Flat at $1.1083 | At -1.3% | Cumulative at -1.3% |
|---|---|---|---|
| Year 1 | $1.1083 | $1.1083 | $1.11 |
| Year 5 | $1.1083 | $1.0523 | $5.40 |
| Year 10 | $1.1083 | $0.9863 | $10.46 |
| Year 20 | $1.1083 | $0.8665 | $19.65 |
By year twenty the difference between -1.3% and zero is $0.2418 per share, which is 22% of the flat figure. That is the sensitivity of an entire projection to one field. Run it at the realised rate, run it again at zero, and treat the gap between the two answers as the honest result.
What Makes SCHY Hard to Model
Each item is triggered by something computed from SCHY's own record and carries the figure that triggered it.
A single SCHY payment is a bad basis for an annual figure. Across trailing twelve months the smallest SCHY payment was $0.1818 on March 25, 2026 and the largest $0.3571 on June 24, 2026, a spread of 96%. Multiplying those by the 4 payments a year the cadence implies gives $1.43 against $0.73 per share, so the annual dividend field could be filled with figures 2.0 times apart depending only on which payment you happened to look at. Use a summed trailing figure rather than any one payment.
7 of the last 11 months paid SCHY holders nothing. The monthly income figure a projection implies is an annual total divided by twelve. On the record, SCHY's cash arrived in 4 of 11 calendar months, with Jun 2026 the largest at $0.3571 per share. Anyone planning to spend the income needs the payment months, not the average, and the months are in the table above.
The model deducts no fees, and SCHY charges 0.08% a year. Fund expenses come out of the fund before a distribution is declared, so SCHY's recorded payments are already net of them and the income column needs no adjustment. The value column is a different matter: compounded over a twenty-year projection, a 0.08% annual charge accounts for about 1.6% of the position, and the projection shows none of it. Read the ending value as a pre-fee, pre-tax figure.
Schwab Asset Management publishes a 30-day SEC yield for SCHY, which is not the payout this page loads. The published figure is 3.70% as of 2026-08-14. A 30-day SEC yield is a standardised calculation on the fund's net investment income over one month, built so bond funds can be compared with each other. It is not the cash the fund distributed, and it is not what a dividend calculator wants in the annual dividend field. Our record puts SCHY's trailing twelve months of actual distributions at $1.1083 per share, and that is the figure this page pre-loads.
Starting a SCHY Projection Today
A projection books a full year of income in year one. Today is August 21, 2026, 233 days into 2026. SCHY has already gone ex-dividend 2 times in 2026, for $0.5389 per share, and buying now collects none of it. On the observed cadence, about 2 more payments would fall before 31 December, which is 50% of a normal year for SCHY. That is a read of the record rather than a schedule SCHY has published.
Nothing further is declared for SCHY on our record, so every payment inside the projection is a modelled one. Based on the 91-day gap the record shows, the next ex-date would ordinarily land between Sep 13, 2026 and Oct 3, 2026, which is a pattern rather than an announcement. Read year one as twelve months from your purchase date, not the rest of this calendar year.
Frequently Asked Questions
What annual dividend figure should I use for SCHY?
$1.1083 per share, the sum of the 4 split-adjusted SCHY payments with ex-dates between September 24, 2025 and August 18, 2026, read from Schwab Asset Management: SCHY fund page on 2026-08-18. It is already in the field. It records what was paid; it is not a rate the payer has committed to.
What growth rate should I put in the SCHY calculator?
The rate SCHY's own record realised is -1.3% a year, measured as the compound annual rate between SCHY's split-adjusted 2024 payout of $1.0720 and its 2025 payout of $1.0582, which is 1 year of record. Using a realised rate beats inventing one, though it is still an assumption about the future rather than a property of it. Run the projection at that rate and again at zero, and read the gap as the answer.
How many SCHY shares would pay $5,000 a month?
About 54,137 shares at the trailing payout of $1.1083 per share, which is $60,000 a year. Spread over 4 payments a year that averages $15,000.01 a payment, and the payments are not equal. What that costs depends on the price you pay, which we do not publish.
Does the projection subtract SCHY's 0.08% expense ratio?
Not separately, and on the income side it does not need to: SCHY's recorded distributions are already net of fund expenses, because the fee comes out before a distribution is declared. The value column is where the omission bites, since the projection grows the position at whatever price growth you type with no annual charge deducted from it.
Why does the SCHY calculator ask me for the share price?
Because we publish no prices. Every figure here carries the date its source was read, and a live quote cannot. Schwab Asset Management publishes no distribution rate for SCHY that we could turn into an implied price by arithmetic, so the price field starts empty.
Every payment, split adjustment, and calendar-year total behind these figures is on the SCHY dividend history page. Other quarterly payers in coverage are on the coverage table. The general-purpose tools sit on the calculator hub, and the model is written out on the methodology page.