ETF · quarterly payer · projection model

VYM Dividend Calculator

Vanguard High Dividend Yield ETF distributes every quarter. The field below opens with VYM's own recorded trailing payout of $3.6303 per share, as of 2026-08-17.

Informational only, not investment advice. Every result below is a projection under assumptions you enter, not a prediction, and VYM can reduce or suspend its payments at any time.

Enter the share price you are paying to see the projection. We publish no price data, so this is the one figure the page cannot fill in for you.

Payout figures read from Vanguard on Aug 17, 2026. You supply the share price. The VYM record page holds every payment behind these figures.

4 Payments a Year$3.6303 LoadedNo Growth Basis2 Modelling Caveats
Annual Dividend Loaded
$3.6303
Summed from 4 recorded VYM payments, split-adjusted, as of 2026-08-17.
Reinvestments the Model Folds In
3
The model compounds once a year and VYM pays 4 times, so 3 reinvestment moments a year are folded into the annual step.
Growth Rate on Record
n/a
Needs two comparable windows. On our VYM record the earliest it can be filled is March 2027.
Payment Spread on Record
16%
Smallest VYM payment $0.8417, largest $0.9795, across trailing twelve months.

What the VYM Calculator Loads, and the Arithmetic Behind It

The 4 VYM payments with ex-dates between September 19, 2025 and August 17, 2026 add up to $3.6303 per share once split adjustment is applied. Worked on a round position, 1,000 shares collected 1,000 × $3.6303 = $3,630.30 across that window, which is $302.53 a month if you flatten it and $907.58 per payment on the 4-payment cadence. The calculator performs the same multiplication against whatever share count your investment and share price produce.

Those 4 payments span 332 days rather than a full 365, because our VYM record opens on March 21, 2025. The sum is a complete cadence year, meaning the full number of payments VYM's schedule implies, rather than a complete calendar one. Read it as slightly conservative for a full year, and re-check it once the record deepens.

Year one of the model is that same multiplication; each later year multiplies $3.6303 by one plus the growth rate you type. The methodology page states the rest.

What VYM's quarterly Cadence Does to the Model

VYM distributes every quarter, which is 4 payments a year. The projection above steps once a year, so a twenty-year run performs 20 reinvestments where VYM would have offered 80. Every payment between the annual steps is treated as though it arrived on the last day of the year. Observed gaps between VYM ex-dates ran 90 to 91 days, median 91.

Reinvesting each of those 4 payments as it landed, rather than once at the end of the year, earns more than the annual step shows, because earlier shares collect later payments. Holding the share price flat so timing is the only moving part, and computed from VYM's own payment weights, a 4% distribution rate gives 1.51% more first-year income, and a 20% distribution rate gives 7.74% more first-year income. The effect scales with the rate you are modelling, which is why it matters more for a high-distribution fund than for a slow grower, and it stays small next to the variability in the payout itself.

One term decides how far the annual step falls short, and for VYM it is 37.4%: a measure of how evenly the window's cash is split across its payments. A single lump scores zero, four equal payments 37.5%, twelve 45.8%, and fifty-two 49.0%. VYM sits below the even end, because its cash is concentrated into fewer or more unequal payments, and the annual step distorts less there than it would for a smooth stream.

Where VYM's Cash Actually Landed

The 11 complete calendar months ending Jul 2026, from VYM's recorded ex-dates, split-adjusted, as of 2026-08-17. Income is what 1,000 shares would have collected. A projection divides one annual figure by twelve; the record did this instead.

MonthPaymentsPer ShareOn 1,000 SharesShare of Window
Sep 20251$0.8417$841.7023.2%
Oct 20250$0.0000$0.000.0%
Nov 20250$0.0000$0.000.0%
Dec 20251$0.9474$947.4026.1%
Jan 20260$0.0000$0.000.0%
Feb 20260$0.0000$0.000.0%
Mar 20261$0.8617$861.7023.7%
Apr 20260$0.0000$0.000.0%
May 20260$0.0000$0.000.0%
Jun 20261$0.9795$979.5027.0%
Jul 20260$0.0000$0.000.0%
11 months4$3.6303$3,630.30100.0%

Jun 2026 was the largest month at $0.9795 per share, carrying 27.0% of the 11-month total on its own. 7 of the 11 months paid nothing at all, which is what a quarterly or occasional schedule looks like once a monthly income plan is laid over it.

Shares and Capital for a Monthly Income Target from VYM

Share counts that would have produced each monthly target at VYM's recorded trailing payout of $3.6303 per share, as of 2026-08-17. This is division on a recorded figure, not advice, and the payout can move. We hold no price for VYM and publish none, so there is no capital column. Multiply the share count by the price you can actually buy at.

Monthly TargetA YearVYM SharesAverage per Payment
$200$2,400662$600.81
$750$9,0002,480$2,250.79
$2,000$24,0006,612$6,000.89
$5,000$60,00016,528$15,000.40

Read the monthly column as an average rather than a schedule. On the record above, 7 of the last 11 months delivered nothing, so a holder of 6,612 shares aiming at $2,000 a month received it in 4 lumps instead. The record-side arithmetic, at different target levels, is on the VYM record page.

The Growth Input for VYM

There is no rate VYM's record supports, and this page will not invent one. Growth needs two complete calendar years of payouts, or two full years of coverage. Our VYM record starts 2025-03-21 and holds one complete calendar year across 6 payments. On the record we hold, the rolling comparison can first be computed on March 21, 2027 and the calendar-year comparison on January 1, 2028, so this figure fills in around March 2027 as long as VYM keeps distributing on its current schedule.

Leave the field at zero for the run you take seriously, which models VYM paying what it has paid, then run it again at a rate you can defend. The distance between the two answers is the part that came from you rather than from the record.

What Makes VYM Hard to Model

Each item is triggered by something computed from VYM's own record and carries the figure that triggered it.

VYM's record cannot supply a growth rate, so any rate you type is invented. A growth figure needs two comparable windows to set against each other, and our VYM record holds 6 payments from March 21, 2025 with one complete calendar year in them. One window is not a comparison. On our VYM record the earliest it can be filled is March 2027.

7 of the last 11 months paid VYM holders nothing. The monthly income figure a projection implies is an annual total divided by twelve. On the record, VYM's cash arrived in 4 of 11 calendar months, with Jun 2026 the largest at $0.9795 per share. Anyone planning to spend the income needs the payment months, not the average, and the months are in the table above.

Starting a VYM Projection Today

A projection books a full year of income in year one. Today is August 21, 2026, 233 days into 2026. VYM has already gone ex-dividend 2 times in 2026, for $1.8412 per share, and buying now collects none of it. On the observed cadence, about 2 more payments would fall before 31 December, which is 50% of a normal year for VYM. That is a read of the record rather than a schedule VYM has published.

Nothing further is declared for VYM on our record, so every payment inside the projection is a modelled one. Based on the 91-day gap the record shows, the next ex-date would ordinarily land between Sep 7, 2026 and Sep 27, 2026, which is a pattern rather than an announcement. Read year one as twelve months from your purchase date, not the rest of this calendar year.

Frequently Asked Questions

What annual dividend figure should I use for VYM?

$3.6303 per share, the sum of the 4 split-adjusted VYM payments with ex-dates between September 19, 2025 and August 17, 2026, read from Vanguard: VYM fund page (Distributions) on 2026-08-17. It is already in the field. It records what was paid; it is not a rate the payer has committed to.

What growth rate should I put in the VYM calculator?

Zero for the run you take seriously, then a second run at a rate you can defend out loud. VYM has no two comparable windows on our record, so there is no realised rate to offer you and we will not invent one. On our VYM record the earliest it can be filled is March 2027.

How many VYM shares would pay $5,000 a month?

About 16,528 shares at the trailing payout of $3.6303 per share, which is $60,000 a year. Spread over 4 payments a year that averages $15,000.40 a payment, and the payments are not equal. What that costs depends on the price you pay, which we do not publish.

Are taxes included in the VYM projection?

No. Every figure the calculator produces is pre-tax and ignores trading costs. Fund distributions can carry components taxed differently from qualified dividends, and the split arrives with the year-end tax documents rather than with each payment.

Why does the VYM calculator ask me for the share price?

Because we publish no prices. Every figure here carries the date its source was read, and a live quote cannot. Vanguard publishes no distribution rate for VYM that we could turn into an implied price by arithmetic, so the price field starts empty.

Every payment, split adjustment, and calendar-year total behind these figures is on the VYM dividend history page. Other quarterly payers in coverage are on the coverage table. The general-purpose tools sit on the calculator hub, and the model is written out on the methodology page.

Informational only, not investment advice, and not a prediction. VYM distributions can be reduced or suspended at any time; a record of past payments is not a promise of future ones. Payout figures above are as of Aug 17, 2026, per Vanguard: VYM fund page (Distributions). The full notice is on the disclaimer page.